Welcome to this exceptional and fully renovated two-family home in the heart of Black Rock. Ideally situated just moments from St. Mary's by the Sea, local restaurants, shops, I-95, and the Metro North train station, this property offers charm, convenience and incredible versatility. Each spacious unit features three full bedrooms. The living rooms in both units are anchored by functioning wood-burning fireplaces, adding warmth and character. Enjoy cooking and entertaining in brand new kitchens outfitted with quartz countertops, tile backsplashes, and modern cabinetry, paired with fully renovated bathrooms for a fresh, sophisticated look. Hardwood floors run throughout both units, while the second-floor unit boasts gorgeous water views. The third floor consists of a partially finished space, combined with a large unfinished area, offering endless potential - whether you're looking to create two additional bedrooms, expand living space, or even explore adding a third rental unit. This is a rare value-add opportunity in a prime location. Additional features include separate entrances and utilities for each unit, full basement with laundry hookups and storage, private backyard space for outdoor enjoyment, off-street parking and a detached garage. Whether you're an investor, homeowner looking for additional income, or seeking multi-generational living with room to grow, this home is a must-see. Turn-key, move-in ready, and packed with potential!